:root {
  --navy: #1e2a6e;
  --navy-dark: #141c52;
  --gold: #c8982a;
  --gold-light: #f0c040;
  --cream: #faf8f4;
  --white: #fff;
  --gray-200: #e5e2da;
  --gray-500: #8a8680;
  --gray-700: #3d3a35;
  --text: #1a1814;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--text);
  background: var(--cream);
  font-family: "DM Sans", sans-serif;
  line-height: 1.7;
}

.legal-nav {
  position: sticky;
  top: 0;
  z-index: 10;
  min-height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 12px max(24px, calc((100vw - 1120px) / 2));
  background: rgba(20, 28, 82, .97);
  border-bottom: 1px solid rgba(200, 152, 42, .25);
  backdrop-filter: blur(12px);
}
.legal-nav img { display: block; width: auto; height: 36px; }
.legal-nav a { color: rgba(255, 255, 255, .82); text-decoration: none; }
.legal-nav > a:last-child {
  padding: 8px 16px;
  border: 1px solid rgba(255, 255, 255, .3);
  border-radius: 6px;
  font-size: 14px;
}
.legal-nav > a:last-child:hover { color: var(--navy-dark); background: var(--gold-light); }

.legal-hero {
  color: var(--white);
  background:
    radial-gradient(circle at 85% 10%, rgba(200, 152, 42, .2), transparent 34%),
    linear-gradient(135deg, var(--navy-dark), var(--navy));
  padding: 72px 24px 68px;
}
.legal-hero-inner { max-width: 900px; margin: 0 auto; }
.legal-kicker {
  color: var(--gold-light);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
}
h1, h2 { font-family: "Playfair Display", serif; }
h1 { max-width: 760px; margin: 12px 0 16px; font-size: clamp(38px, 7vw, 64px); line-height: 1.08; }
.legal-lead { max-width: 700px; margin: 0; color: rgba(255, 255, 255, .78); font-size: 18px; }
.legal-updated { margin-top: 24px; color: rgba(255, 255, 255, .58); font-size: 14px; }

.legal-layout {
  display: grid;
  grid-template-columns: 230px minmax(0, 760px);
  gap: 64px;
  max-width: 1080px;
  margin: 0 auto;
  padding: 64px 24px 88px;
}
.legal-toc { position: sticky; top: 100px; align-self: start; }
.legal-toc strong { display: block; margin-bottom: 12px; color: var(--navy); }
.legal-toc a { display: block; padding: 5px 0; color: var(--gray-700); font-size: 14px; text-decoration: none; }
.legal-toc a:hover { color: var(--gold); }
.legal-content section { scroll-margin-top: 94px; margin-bottom: 42px; }
.legal-content h2 { margin: 0 0 12px; color: var(--navy-dark); font-size: 28px; line-height: 1.25; }
.legal-content h3 { margin: 24px 0 8px; color: var(--navy); font-size: 17px; }
.legal-content p, .legal-content li { color: var(--gray-700); }
.legal-content ul { padding-left: 22px; }
.legal-content a { color: var(--navy); font-weight: 600; }
.legal-note {
  padding: 18px 20px;
  background: rgba(200, 152, 42, .1);
  border-left: 4px solid var(--gold);
  border-radius: 0 8px 8px 0;
}

.legal-footer { color: rgba(255, 255, 255, .7); background: var(--navy-dark); }
.legal-footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  max-width: 1080px;
  margin: 0 auto;
  padding: 32px 24px;
  font-size: 14px;
}
.legal-footer a { color: var(--gold-light); text-decoration: none; }

@media (max-width: 760px) {
  .legal-nav { padding-inline: 18px; }
  .legal-nav img { height: 30px; }
  .legal-hero { padding: 54px 20px; }
  .legal-layout { display: block; padding: 42px 20px 64px; }
  .legal-toc { position: static; margin-bottom: 42px; padding-bottom: 24px; border-bottom: 1px solid var(--gray-200); }
  .legal-footer-inner { flex-direction: column; }
}